personal loans

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Personal Loans
Personal loans can be very useful for special events that don't occur every day or for purchasing higher-priced items or necessities.  Borrow up to three times your monthly gross income for such things as weddings, vacations, a personal computer or a small remodeling job.  East Idaho's personal loans feature:

• Competitive rates
• Flexible terms
• No application or loan processing fees
• No pre-payment penalties
• Automatic payments
• Optional Credit Life and Disability Insurance 

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Signature Loans
Signature loans are approved on a members signature and don't require a form of collateral for approval. Signature loans can be used for a wide variety of purposes.
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Share Pledge Loan
A share pledge loan is great for establishing or re-establishing credit.  If you have funds in your savings account to pledge as security for a loan, this option may work well for you.  This loan allows you to borrow up to the amount of available funds in your savings account by using those funds as collateral for the loan.  The funds in your savings account that are securing the loan balance continue to earn dividends and become available as the loan is repaid.
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Seasonal Loans
Seasonal loans become available at specific times throughout the year.   Seasonal loans include:
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• Home Improvement Loans
• Vacation Loans
• Holiday Loans

 
Other Loans
Other loans include:

• Consolidation Loans
• Overdraft Protection

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